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Savings, MMAs & CDs

Business savings solutions to help your business grow

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First Foundation Bank offers a full range of savings accounts to help your business meet its goals. First Foundation Bank Business Savings accounts help you maximize earnings while preserving liquidity for both long-and short-term savings goals. All Savings Accounts come with access to Business Online Banking and First Foundation Bank Mobile.

Money Market Accounts (MMAs)

Get all the benefits of a Savings Account with the ability to earn higher interest rates based on what your business keeps in the account. Our Money Market accounts are great for businesses that maintain higher balances but still want liquidity.

Business Savings Accounts

Our Business Savings accounts help make saving a daily routine while offering the flexibility of unlimited in-person withdrawals and deposits. We make it easy, providing the ability to automatically transfer funds from your Business Checking Account.

Certificates of Deposits (CDs)

Choose a Business CD and get the certainty of knowing exactly what interest rate you will receive, and for how long, while watching your business’ savings grow. CDs reward your patience, as the longer your business puts its money away, the more it earns.

All business savings accounts include:

Nationwide ATMs without Fees
Pay no ATM fees nationwide. Even with high-cost ATMs, you will have any charges credited back to your account.
24/7 Online Banking
Conveniently and securely access and manage your money from your computer, tablet, or mobile device.
eStatements
No need for paper statements. eStatements provide a secure and convenient way to access your account activity online.
Bank with Confidence
Our accounts deliver the highest level of security thanks to multiple layers of authentication and top-tier banking technology.
Well-Capitalized and FDIC Insured
First Foundation Bank is well-capitalized and all accounts are FDIC insured.

Compare your options

Compare your options
Business Money Market
Higher balances earn higher rates(1)
Business Savings
Interest bearing with reasonable minimum opening balance
Business CD
The longer you put your money away the more you earn
Interest Bearing Included Included Included
Minimum Daily Balance to Earn Interest $2,500 $1,000 N/A
Opening Deposit Minimum $1,000 $100 $2,500
Monthly Fee $25.00 $5.00 None
Minimum Daily Balance to Avoid Monthly Fee $2,500 $1,000 N/A
Early Withdrawal Penalties(2) None None Yes
Withdrawals(3) Six preauthorized withdrawals allowed Six preauthorized withdrawals allowed No
Unlimited Nationwide ATM Fee Reimbursement(4) Included Included Not Included
Online Banking Included Included Included
Mobile Check Deposit(5) Included Included Not Included
Bill Pay Included Included Not Included
Free Quickbooks Downloads Included Included Not Included
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2018 Tax Legislation

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Deposit and loan products offered by First Foundation Bank, Member FDIC and Equal Housing Lender.

Investment and Advisory Services provided by First Foundation Advisors, an SEC-Registered Investment Advisor. Trust Services and Insurance Services are offered through First Foundation Bank. First Foundation Insurance Services license number #0H38553.

Investment, Insurance, and Advisory Products and Services:

  • ARE NOT FDIC INSURED
  • ARE NOT BANK GUARANTEED
  • MAY LOSE VALUE
  • ARE NOT A DEPOSIT
  • ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY