Personal Checking

Find the checking account that fits your lifestyle

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Designed to fit you, our Personal Checking accounts are simple, come loaded with features and make it easy for you to manage your finances the way and where you want to. In addition, all First Foundation Bank Checking Accounts come with access to Personal Online Banking and the First Foundation Bank Mobile app.

Personal Checking

Our Personal Checking Account gives you access to your accounts at every ATM in the country and almost any device in your home, office or pocket. All the features you want without the hassles and restrictions you don’t.

Personal Interest Checking

Our Personal Interest Checking Account gives you access to your accounts at every ATM in the country and almost any device in your home, office or pocket; all while earning interest on your qualifying balance.

Senior Interest Checking

Receive all the benefits of our Personal Interest Checking account, including earning interest on your qualifying balance, and enjoy exclusive extras available to our clients 55 and over.

All personal checking accounts at First Foundation Bank feature:

Nationwide ATMs without Fees
Pay no ATM fees nationwide with any of our personal checking accounts. Even with high-cost ATMs, you will have any charges credited back to your account.
24/7 Online Banking
Conveniently and securely access and manage your money from your computer, tablet, or mobile device.
Mobile Deposit
Deposit checks anywhere with your mobile device. It’s as simple as taking a picture – just aim, capture, and deposit.
Person-to-Person Payments
Send money to friends or family quickly and securely online or with our mobile app. All you need is the other party’s email or phone number.
External Account Transfers
Whether you have a child off at college or simply manage multiple accounts across different banks, you can easily and securely transfer money between your accounts.
Online Bill Payment
Conveniently pay your bills online. No need to write and mail paper checks with First Foundation’s Personal Online Banking.
No need for paper statements. eStatements provide a secure and convenient way to access your account activity online.
Bank with Confidence
Our accounts deliver the highest level of security thanks to multiple layers of authentication and top-tier banking technology.
Well-Capitalized and FDIC Insured
First Foundation Bank is well-capitalized and all accounts are FDIC insured.

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Interest Bearing Included Included
Minimum Daily Balance to Earn Interest $2,500 $300
Opening Deposit Minimum $100 $100
Monthly Fee $20 None
Minimum Daily Balance to Avoid Monthly Fee $2,500 (3) N/A
Free Checks* Included Included
Unlimited Check Writing Included Included
Free Debit Card Included Included
Unlimited Nationwide ATM Fee Reimbursement (4) Included Included
Online Banking and Bill Pay Included Included
Mobile Check Deposit(5) Included Included
Free Quickbooks Downloads Included Included
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Deposit and loan products offered by First Foundation Bank, Member FDIC and Equal Housing Lender.

Investment and Advisory Services provided by First Foundation Advisors, an SEC-Registered Investment Advisor. Trust Services and Insurance Services are offered through First Foundation Bank. First Foundation Insurance Services license number #0H38553.

Investment, Insurance, and Advisory Products and Services: