Online Savings

Your soon-to-be favorite savings account

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First Foundation Bank 2.00% APY* Online Savings account
Online Savings

Open your First Foundation Bank Online Savings account

Our Online Savings account is available for clients located anywhere in the U.S., and offers a very competitive rate to help your savings grow.

An Overview of First Foundation

$6.3 Billion

in Bank Assets as of 9/30/19

$4.2 Billion

in Advisory Assets Under Management as of 9/30/19


Employees as of 9/30/19

20 Locations

Serving you in California, Nevada, and Hawaii

Open an Online Savings account in five easy steps

Open Account

View Online Savings FAQs

Graph comparing online savings to national average
Online Savings

Earn over 22x the national savings average

Our Online Savings account offers one of the highest available interest rates in the market.

How to open your online savings account in five easy steps

Getting Started
Enter your email to get the process underway
About You
Provide the personal information required to open a bank account
Account Selection
We made this one easy—select Online Savings account
Choose from the options available to fund your new account
Review & Submit
Review the information provided and your selections, then submit to open

What do our clients think?

“Great personal service”

“The account opening process was convenient and fast and the support along the way has been terrific.” – Joseph D., Irvine, CA, March 2017

“A superb bank”

"They simply deliver great service and watch over customers like me—day after day.” – Frank M., Newport Beach, CA, December 2016

“Great bank for my new business”

“First Foundation Bank was faster, had the same functionality and less fees.” – Ryan C., Newport Beach, CA, February 2017

Open an Online Savings account in five easy steps

Open Account

mobile banking on cell phone
Mobile Banking

Bank Smarter on Your Device with First Foundation Mobile

With First Foundation Bank Mobile, you can easily access and manage your money from your iPhone or Android on the go.

Track your account activity

View your account information, transactions, balances, check images, deposit tickets, and statements

Pay bills online

Deposit checks, view your account history and balances, transfer funds, send person-to-person payments, pay bills, and more.

Send money to friends and family

Transfer funds to other First Foundation Bank or external accounts

Bank with complete confidence

Bank with the highest level of security thanks to multiple layers of authentication
Get the App
Member FDIC
Member FDIC

We are a bank, not a fintech unicorn

Offering you peace of mind that funds deposited in a First Foundation Bank Online Savings Account are insured up to the maximum allowed by law. The insurance is directly through our bank, not intermediated by a third-party.


Learn more about us and our Online Savings account.

View FAQs

In need of human assistance?

Our team is available to help Monday through Saturday. Give us a call.



*Annual Percentage Yield (APY) is accurate as of 11/20/2019, subject to change without notice, and cannot be combined with any other offers. The minimum balance to open an Online Savings Account and to obtain the advertised APY is $1,000 – new money only. Balance tier amounts and APYs associated with the end-of-day balance for purpose of paying interest on the Online Savings Account are: $0.01-$999.99 – APY 1.00%; $1,000 or more – APY 2.00%. Interest rate is variable and subject to change after account opening. Fees may reduce earnings. Transaction limitations apply. Additional terms and conditions may apply. Deposit maximums may apply. Only available online.

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Deposit and loan products offered by First Foundation Bank, Member FDIC and Equal Housing Lender.

Investment and Advisory Services provided by First Foundation Advisors, an SEC-Registered Investment Advisor. Trust Services and Insurance Services are offered through First Foundation Bank. First Foundation Insurance Services license number #0H38553.

Investment, Insurance, and Advisory Products and Services: