Ms. Gavin joined First Foundation Bank in March 2017 and currently serves as Executive Vice President, Chief Credit Officer. In her role, Ms. Gavin is responsible for the oversight of the Bank’s credit risk exposure, overseeing the development and implementation of sound credit quality policies and procedures, maintaining sound credit approval processes, loan portfolio administration processes (including Special Assets) and robust portfolio analysis practices.
Ms. Gavin has over 35 years of credit and regulatory experience, performing and managing a full range of credit and regulatory functions, including overseeing credit quality, mitigating, and reporting on credit and regulatory risk exposures and quantifying such exposures through reserving.
Ms. Gavin started her banking career with the Federal Deposit Insurance Corporation followed by the Office of Thrift Supervision, where she spent the better part of 10 years as a Senior Examiner in charge of safety and soundness and compliance examinations of savings associations in the West Region. Past positions include over 10 years as Director of Operational and Compliance Risk at Downey Savings, Director of Internal/Asset Quality Review at various community banks.
Ms. Gavin earned a Bachelor of Science in Business Administration at Boston University and is fluent in Spanish.